Division of Temporary Disability and Family Leave InsuranceURL reading ( My Leave Benefits . NJ . Gov )

Mother holding baby
Maternity Coverage
Our two programs can provide benefits during pregnancy and after birth.

Working mothers have a lot on their minds, whether they're pregnant or have just welcomed a new baby.

Our two programs can help make this time of transition a little easier.

  • Temporary Disability Insurance provides benefits for expectant mothers when they need to stop working before giving birth, and while recovering afterward.
  • Family Leave Insurance provides benefits after the recovery period so new mothers can bond with their babies during the first year.
Here’s How to Get Started:
1 of 6 Pregnant woman using a smartphone
Step 1: Apply Online When You Stop Working

Only apply for Temporary Disability Insurance benefits after your doctor certifies that you're disabled due to pregnancy, and you stop working. If you don't already have an account for our secure online system, click here and follow the prompts from the "First Time User?" button.

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Step 2: Print Instruction Forms

After your parts of the application are complete, you'll be prompted to print instructions with a unique Online Form ID number. Give them to your employer(s) and healthcare provider so they can complete their parts online.

3 of 6 A woman holding a debit card while typing on a computer keyboard
Step 3: Receive Debit Card in the Mail

We send the debit card even before your application is processed, so it won't have funds on it at first. For more information about how the debit card works, click here.

4 of 6 Mother in hospital bed holding newborn, with an older child standing next to the bed, smiling
Step 4: Notify Us When You Deliver

We need to know when you give birth, and how you delivered, so you can start getting Family Leave Insurance benefits for bonding at the right time after you recover from delivery.

5 of 6 Smiling mother leaning in to kiss her baby
Step 5: Receive Benefits for Bonding

After your recovery period (Temporary Disability) ends, you can receive Family Leave Insurance benefits in one consecutive six-week period, or in week-long intervals (if your employer approves the schedule) throughout your baby's first year.

6 of 6 Happy mother holding smiling baby
Step 6: Prepare for Tax Time

It's your employer's responsiblity to report your Temporary Disability Insurance benefits on your W-2 as Third-Party Sick Pay or Other Wages. If you have questions at tax time, talk to your employer. For Family Leave Insurance benefits, you'll need to download a 1099-G in January for the prior year.

Frequently Asked Questions

Get answers to common questions about both programs, including how to apply for benefits.

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Debit Card Information

We issue benefits on a prepaid Bank of America debit card. Find out how to get a card and access your funds.

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Print an Application

If you prefer to mail or fax a paper application to us, you can access instructions and forms for printing here.

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Form Look Up

Not sure why we sent you something in the mail? Get information about the forms and notices we send.

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Approved Healthcare Providers

Here's a list of the medical practitioners approved by the division to submit medical information for both Temporary Disability and Family Leave Insurance.

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Additional Support and Assistance

If you need help beyond what our programs offer, these programs may be able to provide resources or referrals.

 

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Pregnant African-American woman at her doctor's office getting an ultrasound

When Pregnancy Gets Complicated

If certain problems arise during your pregnancy, your doctor may have you stop working earlier than you anticipated. Here's what happens next.

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The Waiting Week, Explained

We know that no one wants to wait to get their money, but our programs have an unpaid week built into them by law.

The Waiting Week ExplainedLEARN MORE >

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NJ Parent Link Resource Center

Welcoming a new addition can bring new challenges to a family. These programs and organizations are there to help.

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